There can be various reasons why an insurance policy holder may want to file a complaint against an insurance company. Insureds may wish to file a claim related to the purchase process, the claims process or generic service requests such as change of address, contact details, appointment, certified tax savings offer, change of mode payment, etc.
The insured must first contact the insurance company itself to have their claim settled. You can contact the complaints officer (GRO) of your insurance company. You can visit the nearest branch or email the GRO. You can find the GRO email id of all insurance companies
Make sure you submit your complaint in writing with the necessary supporting documents. Remember to bring a written confirmation (acknowledgement ) of your complaint with the date.
As per IRDAI set of rules the Insurance companies will reply with 15 days from the date of submission of complaint.
Given below is the grievance redressal officer email addresses of all Life and Non Life Insurance companies in India.
Resolving a grievance - 15 days
भारतीय बीमा नियामक और विकास प्राधिकरण के उपभोक्ता मामलों के विभाग के अंतर्गत शिकायत मुआवजा इकाई पॉलिसीधारकों द्वारा अदालती मामलों/दावों को संभालती है। यह प्रकोष्ठ निवारण के लिए संबंधित बीमा कंपनियों के साथ शिकायतों को उठाता है। पॉलिसीधारक जिनके पास बीमाकर्ताओं के प्रति अदालती मामले हैं, उन्हें पहले संबंधित बीमाकर्ता के शिकायत/शिकायत निवारण कक्ष में जाना होगा। बीमाकर्ताओं के शिकायत निवारण अधिकारियों की मेल आईडी के लिए यहां क्लिक करें। यदि वे अब एक सस्ती समय सीमा के भीतर बीमाकर्ता से प्रतिक्रिया प्राप्त नहीं करते हैं या कंपनी की प्रतिक्रिया से निराश हैं, तो वे आईआरडीएआई के उपभोक्ता मामलों के विभाग के भीतर शिकायत निवारण प्रकोष्ठ से संपर्क करेंगे।
Registration of Complaints with the IRDAI by Policyholders: 1. Can make use of the Integrated Grievance Management System(IGMS) - IRDAI Portal at https://igms.irda.gov.in for registering the complaints themselves and to monitor the status of the complaints. 2. Can send the complaint through Email to complaints@irdai.gov.in. 3. Can call Toll Free No. 155255 or 1800 4254 732. 4. Apart from the above options, if it is felt necessary by the complainant to send the communication in physical form, the same may be sent to IRDAI addressed to: General Manager Insurance Regulatory and Development Authority of India(IRDAI) Consumer Affairs Department – Grievance Redressal Cell. Sy.No.115/1, Financial District, Nanakramguda, Gachibowli, Hyderabad – 500 032.
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