Answer: Compulsory personal Accident cover is for Owner-Driver, In case he or she dies due to accident Rs. 15 Lakh is compensated. But the pillion rider (peche baithne wala) koi bhi ho sakta hai and if he dies in an accident the nominee will receive Rs. 1 Lakh or sum opted in the policy. Now. Non-owner who is riding another's vehicle is not covered or entitled to any compensation in case of a two-wheeler. But he/She is entitled in case of Four-Wheeler Insurance.
Q2. icici Lombard two-wheeler policy me editing Kaise Hoga
Answer: I think your editing means you want to change or need to add something like Address or else. use Editing nahi bolte balki Endorsement karna bolte hai. Aur is ke liye apni insurance company ko written mai likh ke dena hoga along with photo copy/zerox of policy, baad mai company alag se endorsed policy degi. Jo hamesha original policy ke saath laga k rakhna, claim k time jarurat padegi.
Q3. How to know 5yr two-wheeler insurance is a compressive or third party?
Answer: The policy period will be of 5 years. If Own damage is of one year then this would be separately mentioned for one-year policy period and 5 yrs date of Third Party will be mentioned separately.
Q4. Why to opt for two-wheeler insurance if they do not contribute any amount in a policy?
A: Motor vehicle Act 1939 made it compulsory insure the vehicle as you are driving in a public place and in case you knocked down any person and is get killed then who will compensate the legal heir of that person, either you have to pay a huge amount, so it was made compulsory that no motor vehicle can ply on road without insurance. the compensation to the person killed in a motor accident is compensated through this third party premium collected. Remember you are in safe hands if insured. Secure yourself every time it is not an inventment with returns.
Q5. Is IRDA registration mandatory for insurance companies providing professional indemnity cover for doctors?
A: Yes it is mandatory as PI insurance is a part of liability insurance and legal aspects are involved under the policy. This policy is provided by Non-Life / General Insurance companies.
Q6 I forgot my two-wheeler insurance companies and policy no how can I know
A: If you had made payment either online or by cheque then please check your bank account for company name and then query the with your vehicle number you will get the policy.
Q7. How much time a claim of insurance takes place in Maruti Suzuki?
A: After claim intimation along with all required documents then, within 30 days surveyor will submit the report and the company will settle the claim in another 30 days. but if there is any query for which Investigator is appointed then another 30 days. Now count the days.
Q8. The animal died within 30 days of insurance whether entitled for claim
A: Yes you are entitled unless the cattle were pregnant.
Q9 Why is the previous year policy required for motor insurance claims?
A: To check if there was any claim in the previous year and also to know the status of NCB (No Claim Bonus) and lastly the IDV (Value of previous year)
Q10 I am having mediclaim policy in Oriental Insurance whether I can claim for dental treatment at any hospital where I got treated
A: You cannot claim for dental treatment unless by accident there is any defect. It is not for betterment.
Q11 Want to write a letter to Insurance Ombudsman regarding the wrong denial of the claim
A: Search here for your nearst office of Ombudsman: http://www.policyholder.gov.in/Addresses_of_Ombudsmen.aspx
Q12. Can we get personal accident insurance claim if our car got accident and driver dies with having expired driving licence?
A: Yes but if you are not claiming under the car policy. Under a separate Personal Accident policy, you can claim
Q13. How to get NCRB report for insurance claim?
A: http://164.100.44.112/vahansamanvay/Internetquery.aspx I suppose this is for theft of the vehicle you can fill the details then print it and submit to the insurance company no need to be signed by any authority.
Q14. Two-wheeler stands in my son can I claim vehicle insurance paid from my account
A: Actually no, the claim cannot be paid if they check the so-called 64VB, if by mistake they ignore your claim can be admitted
Q15. If occupation changed by the insured during the currency of the personal accident insurance policy can insurance company denied the claim
A: Although occupation changed but if there is no change in the nature of work according to the Risk Category under the policy then the claim is payable. Although the company may deny, but in another way, they may pay considering it a sub-standard claim. The only reason to repudiate the claim would be the change in Risk category.
Q16: 8 years old Hyundai i10 Sportz can it be repaired through insurance claim
Q: Can I claim to insurance company for leakage of oil chamber of bike?
Q: My Hero Passion Xpro bike rim has been cracked I want to claim the insurance
A: Claim can only be made after untoward incidences like an accident. Insurance is not meant for repairing your wear and tear purpose.
Q17: Can I get insurance claim when I met an accident but my license expired?
Q: I have bike insurance policy but I doN'T have driving license then claim is payable
A: NO NEVER
employee compensation claim:
Q18: Can an employee claim compensation for not being included in the PF scheme when there was a contract to such in the employment contract?
A: No matter you are entitled to PF or not but the employee-employer relation should be authentically be established with documents.
Q19: After leaving the office if an employee met an accident after 3 hours can his claim compensation from office
A: An injury caused to employee by accident after course of employment (working hours) is not considered unless you are rendering service to the employer.
PROFESSIONAL INDEMNITY INSURANCE
Q20: Which is the best professional indemnity insurance available in India as on September 2018?
A: Professional Indemnity Insurance is available for 1.DOCTORS 2. CA 3. LAWYERS 4 ENGINEERS 5 ARCHITECTS, I doubt for whom you are asking for?
Q21. What is the expiry time for an indemnity bond for an insurance policy?
A: One Year
Q22. Can I get indemnity insurance for working online and abroad as a psychotherapist?
Q23. O SM physiotherapist from India and my profession is regulated in United Kingdom do how can I get insurance number
A: Yes you are entitled to Medical Indemnity Insurance for Doctors, but the geographical coverage under the policy is India only. Hence Patients claiming from out of India then claim is not admissible.
Q24: In case bike has been stolen insurance has been claim How much money will it give back to the person whose bike was stolen
A: I suppose by the time i saw this question the claim must have been settled. but the answer is it is according to the IDV guidence by government and not the Sum Insurance under the policy.
Q25: Back side passenger of bike can claim in same third party insurance bike
A: If the pillion rider (passenger). If you have the policy coverage of pillion rider, actually it is 1lakh sum insurance then he will be compensated under the same. Not separately as Third Party. and in other side if you don't have insurance of pillion rider then he can claim in case of death or injury.
Hello, my name is Jack Sparrow. I'm a 50 year old self-employed Pirate from the Caribbean.
No comments:
Post a Comment